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	<title>Buy Foreclosed Homes Tips &#187; NJ refi</title>
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		<title>NJ Refi</title>
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		<pubDate>Sat, 27 Feb 2010 13:13:07 +0000</pubDate>
		<dc:creator>Kevin</dc:creator>
				<category><![CDATA[NJ refi]]></category>

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		<description><![CDATA[Seeking a quick and easy NJ refi? You&#8217;re not alone. Here&#8217;s the deal. Interest rates are an all-time low. This means you have a unique opportunity to lock in a much lower rate on your mortgage. Why does this matter? As you probably know, the less money you pay on your mortgage, the more money [...]]]></description>
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